What is Mortgage protection? Mortgage protection insurance, often referred to as mortgage life insurance, is a type of life insurance designed specifically to cover your mortgage if you pass away during the term of the loan. It ensures that your family or beneficiaries won’t be burdened with the mortgage payments if you’re no longer around. [...]
I have a possible claim, now what?! The first step should always be to call our office. By doing this we can look over your policy, see if there is coverage for the incident, look over deductibles, and help decide if it is a claim worth filing. Filing a Claim: Contact your insurance company as [...]
Your driving record is perfect, and you never filed a claim before, so why is your insurance increasing so much?! If it seems like your insurance premium has increased since your last renewal, you are not alone. Across the US, home and auto rates have been rising, and things don't seem to be slowing down. [...]
Did you ever wonder why your rate is so different from Sally Sues rate next door? Let’s talk about it! Year make and model of your car: If your cruising in a 1980 ford Pinto you are most likely paying less for your insurance then someone driving a brand-new Porsche. Insurance companies look at things [...]
Do you look over your homeowners declarations each year at renewal? If you are guilty of looking at the premium and setting it aside, you’re not alone. Lots of folks forget or get caught up with something else and do not review their policy at review but trust me, it’s something you want to take [...]
Life insurance is one of those topics a lot of people run away from and listen, I get it…who wants to think about dying?! The harsh truth is it happens to all of us and sometimes its unexpected. But because we like to keep things light around here let’s play a round of two truths [...]
How much liability coverage do you have? Do you know how much liability you should have? More often then not people step into my office unaware of how much coverage they have and think they are saving money by having only what the state requires. Let’s back up a bit and go over what exactly [...]
