Top Auto Insurance Companies Lake Oswego, Oregon

How is your search for top auto insurance companies in Lake Oswego, Oregon going? We’d say it is going fairly well since you have ended up at Schmidt Insurance Group where we know our Schmidt when it comes to all things insurance based.

Schmidt Insurance Group opened its doors in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area and all of Oregon and Washington. Our office is full of born-and-raised Oregonians!

We will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. In the state of Oregon, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not enough protection. We can customize a solution for you with flexible options that fit your lifestyle and help you stay protected. With our competitive rates and outstanding coverage, you’ll be free to cruise with confidence!

Tips for Saving Money on Car Insurance

Car insurance rates are on the rise due to the litigious nature of today’s society and the fact that auto prices are becoming increasingly more expensive. And sadly, insurance prices are not likely to come down any time in the near future. However, there are some things you can do to minimize rate increases or reduce the overall burden on your bank account.

Here are some of those tips for saving money on car insurance:

• Multiple cars or people on the policy. Single vehicle quotes are often higher than when you are insuring more than one. You get a bulk rate from the insurance company because they want your business.
• Safe driving records pay off. Though it should go without saying, the safer you drive the less of a risk you are for insurance companies. That means they are often willing to provide you with lower rates for being cautious on the road. Some companies will offer discounts between 10% and 23% based on your driving record.
• Defensive driving courses can bring discounts. There are several insurance companies that will provide you with a discount if you complete an approved course for defensive driving. And, if you have points on your license these courses can help elliminate them which will also reduce the cost of your car insurance premiums.
• Shop around. Don’t be scared to compare the insurance products and companies you are considering. Do your due diligence to ensure that you are picking the company that is going to offer you the most reliable coverage at the best cost with the quickest repair capabilities should something happen to your car. Cheap insurance is usually not good insurance, and your policy will really only be worth anything if the company you are paying is fiscally sound enough to cover all its insureds.
• Buy a smaller car. In general, larger cars will cost you more. Many insurers prefer the smaller cars for the gas mileage and the repair costs associated with them when there is an accident. And, hybrid and alternative fuel vehicles are most readily offered discounts by insurance companies.

When you are looking for the top auto insurance companies in Lake Oswego, Oregon, get in touch with Schmidt Insurance Group. Accidents happen. When they do, you’ll be glad you’re protected! Call us today at (503) 506-4554 to explore your options.