RV / ATV Insurance Tigard, OR

If you live in Tigard, OR, and enjoy your RV or ATV, you need the right insurance coverage to protect you in case something goes wrong. Schmidt Insurance Group can help you evaluate what coverage makes sense for your needs.

Schmidt Insurance Group opened its doors in Lake Oswego in 2019 to make insurance easy and provide customers with exceptional service. Our office full of born-and-raised Oregonians proudly serves the local Portland area and all of Oregon and Washington.

RV / ATV Insurance Tigard, OROur team is experienced in providing Home, Auto, Life, Condo, Renters, Motorcycle, RV/ATV, Boat, and Business insurance. We are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.

About RV / ATV Insurance

RV / ATV insurance protects you and your recreational or all-terrain vehicle in the event of loss, damage, an accident, injury, or theft. Every vehicle is different, and every driver/rider is different, so we’ve answered some of our customers’ frequently asked questions below to help you decide on the coverage you need.

Q. What types of recreational (RV) or all-terrain vehicles (ATVs) can be covered?

Schmidt Insurance Group can help you obtain RV / ATV insurance coverage for vehicles such as:

  • Motorhomes:
    • Class A (diesel and gas)
    • Class B (van conversions)
    • Class C (mini-motorhomes)
  • Trailers:
    • Conventional travel trailers
    • Fifth wheel travel trailers
    • Pop-up trailers
    • Airstream trailers
    • Truck campers
    • Horse and utility trailers with living quarters
  • Off-road vehicles:
    • All-terrain vehicles (ATVs)
    • Utility vehicles (UTVs)
    • Utility side by side vehicles (UTLs)
    • Four-wheelers and quads
    • Dune buggies

Q. Will my RV insurance policy cover all of the drivers in my household?

RV insurance policies typically cover only the drivers you list when you buy your policy.

Q. Will my car insurance or home insurance cover my ATV?

Don’t rely on your auto or home insurance policies to protect your ATV. All-terrain vehicles are not usually covered by standard auto insurance policies, and your homeowners policy will likely provide only limited coverage.  

Q. Will my insurance cover the personal stuff inside my RV or motorhome?

Comprehensive coverage can help protect interior built-in components, such as a sink or permanently installed television. Personal contents coverage can help protect your non-permanently attached belongings, such as clothing, jewelry, or portable electronics, against theft. We can customize coverage to meet your needs.

Q. If I let my friend use my ATV, will he or she be covered?

If your friend uses your off-road vehicle and is involved in an accident, your vehicle will be covered along with any damages he or she causes to another person. If your friend is injured in the accident, his or her injuries may be covered by the medical payment coverage of your ATV insurance. Be sure you understand what is covered before you loan your ATV to a friend!

Your RV and ATV are your tickets to freedom and fun! But, before you hit the highway or trails in and around Tigard, OR, make sure you’re protected so you can enjoy your adventures worry-free. Schmidt Insurance Group can provide you with the coverage you need. Stop in for coffee today, or reach out to us at (503) 206-0881 for more information.