RV / ATV Insurance Oregon City

If you’re going to use an RV or ATV in or around Oregon City, OR, make sure you have insurance to protect you in case something goes wrong. Schmidt Insurance Group can help you evaluate what coverage makes sense for your needs.

Why Choose Schmidt Insurance Group?

You may be thinking that “where” you buy your insurance policies is not important, but this mistake could be costing you money, service, and protection. There is a difference. 

At Schmidt Insurance Group, we design the best plan for protecting your finances, your family, your property, and your prized possessions.

• We are real, live members of the PNW community.
• We take the time to understand your unique needs.
• We’re specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
• We use the most up-to-date technology to make your insurance experience easy and convenient.
• We’re passionate about customer service and committed to always being there when you need us.
• We welcome the opportunity to earn your business.

What Does RV /ATV Insurance Cover?

RV / ATV insurance can protect you and your ATV, RV, motorhome, 5th wheel, or travel trailer in the event of loss, damage, an accident, injury, or theft. Coverages typically include:

• Liability: Liability coverage can help you pay for another person’s medical bills and loss of income or the costs to repair damage to their RV or ATV if you cause an accident.
• Collision: No matter who is at fault, collision coverage can help pay to repair your damaged RV or ATV if you’re in an accident with another vehicle or an object, such as a fence. It also covers RV rollovers.
• Comprehensive: This coverage can protect you in the event of non-collision damage, such as if your RV or ATV is stolen or damaged by fire, vandalism, falling objects, or hail, floods, and certain natural disasters.
• Uninsured/underinsured motorist: This coverage can help cover your costs if another driver causes an accident but does not have liability insurance or lacks the money to pay for injuries and damages they cause to you, your passengers, or your RV or ATV.

Other Coverage Considerations

• Personal effects: Even if you store the RV in your backyard for 10 months out of the year, it can be a target for thieves. Your camping equipment, an expensive generator or refrigerator could be stolen. Make sure you adequately insure those belongings.
• Trip insurance: This covers your living expenses and transportation if your RV is disabled in a crash while you are vacationing.
• Roadside assistance: This option will cover you for towing and emergency roadside assistance.
• Consignment insurance: This covers your RV when it’s on a consignment lot or for sale by a third party.

If you live in the Oregon City, OR area, Schmidt Insurance Group can help you evaluate what type of RV and/or ATV insurance coverage makes sense for your needs. Reach out to us at (503) 206-0881 to learn more.