RV / ATV Insurance Happy Valley, OR

There are many factors to consider when deciding how much RV or ATV insurance will meet your needs in Happy Valley, OR, and what it will cost. Every RV and ATV is different, and every driver/rider is different. Schmidt Insurance Group can help you evaluate what coverage makes sense for your needs.

RV / ATV Insurance Happy Valley, OR

Schmidt Insurance Group opened its doors in 2019 to simplify insurance for our customers while providing them with outstanding service. We proudly serve the local Portland area and all of Oregon and Washington. Our office is full of born-and-raised Oregonians!

Our team is experienced in providing Home, Auto, Life, Condo, Renters, Motorcycle, RV/ATV, Boat, and Business insurance. We are specially trained in high-net-worth households and can help you find the exact amount of coverage you need. With our competitive rates and great coverage, you’ll be free to drive with confidence!

What types of RVs or ATVs can be covered?

Schmidt Insurance Group can help you obtain RV / ATV insurance coverage for vehicles such as:

  • Motorhomes:
    • Class A (diesel and gas)
    • Class B (van conversions)
    • Class C (mini-motorhomes)
  • Trailers:
    • Conventional travel trailers
    • Fifth wheel travel trailers
    • Pop-up trailers
    • Airstream trailers
    • Truck campers
    • Horse and utility trailers with living quarters
  • Off-road vehicles:
    • All-terrain vehicles (ATVs)
    • Utility vehicles (UTVs)
    • Utility side by side vehicles (UTLs)
    • Four-wheelers and quads
    • Dune buggies

What does RV /ATV insurance cover?

RV / ATV insurance coverages may include:

  • Liability: Liability coverage can help you pay for another person’s medical bills and loss of income or the costs to repair damage to their RV or ATV if you cause an accident.
  • Collision: Regardless of who is at fault, collision coverage can help pay to repair your damaged RV or ATV if you’re in an accident with another vehicle or an object, such as a fence. It also covers RV rollovers.
  • Comprehensive: This coverage can protect you in the event of non-collision damage, such as if your RV or ATV is stolen or damaged by fire, vandalism, falling objects, or hail, floods, and certain natural disasters. Comprehensive coverage can also help protect interior built-in components, such as a sink or permanently installed TV. We can customize coverage to meet your needs.
  • Uninsured/underinsured motorist: This coverage can help cover your costs if another driver causes an accident but does not have liability insurance or lacks the money to pay for injuries and damage they cause to you, your passengers, or your RV or ATV.

Won’t my car insurance or home insurance cover my ATV?

Don’t rely on your auto or home insurance policies to protect your ATV. All-terrain vehicles are not usually covered by standard auto insurance policies, and your homeowners policy will most likely provide only limited, if any, coverage. 

If you live in the Happy Valley, OR area and plan to use an RV or ATV, you’ll definitely want to make sure you have the right insurance coverage to protect you in case something goes wrong. Stop in for coffee today, or reach out to us at (503) 206-0881 for more information.