Oregon Auto Insurance Quotes

Are you looking for Oregon auto insurance quotes? Then let the experts at Schmidt Insurance Group instruct you in this arena because this is where we know our Schmidt!

Schmidt Insurance Group was established in Lake Oswego in 2019 to simplify the process of buying insurance while providing exceptional customer service. We proudly serve all of Oregon and Washington.

Oregon Auto Insurance QuotesOur team consists of born-and-raised Oregonians who are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.

Steps for Saving Time on Insurance Searching

Here are several things to think about before calling or visiting an insurance agent and signing on the dotted line:

  1. Know what coverage you need. This will affect the amount of coverage you should have to adequately protect your assets. Ask yourself the following:
  • What is your net worth?
  • Do you own a home?
  • Do you own a business?
  • Is your car reasonably new or an older model?

It’s important to know that choosing higher bodily injury and property damage liability limits will give you more protection but will also increase your insurance premium. Choosing higher deductibles will decrease your premium, but you will be responsible to pay for more of the repair costs. Ultimately, you will have many options to consider.

  1. Know your car (and yourself). Here are some of the different factors that will affect the rates you are quoted:
  • Your age
  • Your driving record
  • The record of other drivers on your policy
  • Your profession
  • The type of car you drive
  • The age and/or value of your vehicle
  • Where you live and park your car overnight
  • Whether there are anti-theft devices installed on the car
  • How much you drive each year
  1. Get competitive quotes. The only way to know if the rate you’ve been quoted is competitive is to get several quotes for the exact same coverage. Be sure the policy lengths are the same so that you’re not comparing a 6-month policy from one company to a 12-month policy from another.
  1. Don’t make price your deciding factor. Saving money on insurance is fabulous, but the cheapest quote may not be your best option. Ask around for recommendations from friends and family and find out how each company handles claims and customers. Visit their websites to see if they offer any special services or discounts.

Your insurance policy is a legal contract. It identifies the conditions under which you can be paid for a claim. You are responsible for the accuracy of this document. Before you sign it, review it to be sure it reflects the coverage you purchased. If you have any questions at all, don’t be afraid to ask the agent or the insurance company.

When you need Oregon auto insurance quotes, get in touch with Schmidt Insurance Group. Accidents happen. When they do, you’ll be glad to know you are protected! Call us today at 503.506.4554 to explore your options or stop in for some coffee and we’ll chat in person!