Motorcycle Insurance Tualatin, OR

Schmidt Insurance Group covers everything from home to auto, life to business, and RV to motorcycle insurance for residents of Tualatin, OR. The more you cover with us, the more you save!

We opened our doors at Schmidt Insurance Group in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area and all of Oregon and Washington. Our office is full of born-and-raised Oregonians!

Oregon’s Motorcycle Insurance Requirements?

Motorcycle Insurance Tualatin, ORSimilar to auto insurance, most states set minimum motorcycle insurance coverage requirements. Here in Oregon, they are:

  • $25,000 for death or bodily injury to one person
  • $50,000 for death or bodily injury to two or more persons
  • $20,000 for property damage or destruction

Oregon also requires personal injury protection (PIP) of $15,000 per person and uninsured motorist coverage of $25,000 per person and $50,000 per accident. In some cases, these minimum coverage amounts may be just what you need, but discuss them with us to be sure.

Motorcycle Insurance Tips

  • Almost any type of motorcycle can be covered. Coverage is available for most of the bikes on the road, from cruisers to sport bikes, scooters, modified bikes, dirt bikes, classic motorcycles from the ‘50s, and custom motorcycles. Even vehicles you might not think about insuring, such as golf carts and Segways, can often be covered.
  • It’s very much like auto insurance. Insurers generally offer the same protections for motorcycles as they do for cars – property damage and bodily injury liability, comprehensive coverage, collision coverage, and medical payments coverage. You can also purchase other coverages, such as roadside assistance and trip interruption coverage that will help pay for food, lodging, and transportation if you get stranded.
  • It may also cover your passenger. Depending on the type of coverage you have on your policy, the rules of the state where you live, and who was at fault in the accident. your motorcycle insurance may help cover your passenger. You may also want to purchase guest passenger liability coverage. The best way to find out is to ask your Schmidt Insurance Group agent.
  • It can cover your protective gear. In addition to the bike itself, your policy may also cover the cost of replacing the gear you need to ride it safely, like helmets, riding leathers, jackets, and gloves, when they are damaged in an accident. In most cases, coverage for motorcycle gear is limited, but you may be able to add optional coverages, riders or endorsements, to get the coverage you need.
  • Owning a home may get you a discount. Many insurers offer ways you can get a discount on your motorcycle insurance. They include owning a home, taking motorcycle safety classes, or bundling the policy with another vehicle such as a car, RV, or ATV.

Whether you are competing with congested traffic in Tualatin, OR, or riding under a redwood canopy, it’s important to have proper motorcycle insurance for your bike. Stop by Schmidt Insurance Group’s office today or reach out to us at (503) 206-0881 for more information or to request a quote.