Lake Oswego Oregon Car Insurance
Look no further than Schmidt Insurance Group for your Lake Oswego, Oregon car insurance! Our knowledgeable agents know their Schmidt and will make sure you leave us feeling 100% protected.
Schmidt Insurance Group opened its doors in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area and all of Oregon and Washington. Our office is full of born-and-raised Oregonians!
We will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. With our competitive rates and outstanding coverage, you’ll be free to drive with confidence!
Popular Car Insurance Myths People Believe
If you have been researching car insurance, you know that it pays to know the facts. Not everything your friends have told you about insurance is legit. Actually, there are a good deal of popular car insurance myths people believe. Here are some of them:
- No-fault insurance means it’s not my fault! While the rules vary by state, no-fault insurance still means you will be paying for medical expenses or lost wages when there’s an injury. Besides, the two insurance companies will ultimately determine who’s at fault and that person’s insurance will be responsible for damages. No fault is only about medical bills.
- A car’s color will impact the rate you are quoted. The color of your car will not factor into the premium you are quoted. Insurers are looking at safety features and costs to repair or replace the vehicle. The color has no bearing on its value to them.
- The person driving my car is responsible if there’s an accident. The reality is, unless your car has been stolen (and probably even it has been), your insurance company will be the one paying out if your car is involved in an accident regardless of who was driving.
- The stuff in my car will be covered by my auto insurance. Sadly, this is not the case. Your personal property, like cell phones, cameras, laptops, etc, are not covered through car insurance. They may be covered by your homeowner’s or renters’ policy, but then you have another claim and a deductible to concern yourself with.
- The more expensive the car the more it costs to insure. You would be surprised, but there are actually many mid-priced vehicles that are considerably more expensive to insure than luxury ones. This is because their rate of collisions, and cost of the repairs, make them greater risks to insure. Vehicles that have the highest claims paid on them are the ones that cost the most to insure.
Of course, these are only some of the crazy things people believe about auto insurance. If you want the facts, about Lake Oswego, Oregon car insurance, then call the experts at Schmidt Insurance Group! You can reach us at (503) 506-4554 to explore your options.
