Lake Oswego Insurance Company
As you look for the best, most affordable insurance coverage in Lake Oswego, OR, get quotes from a leading insurance company in the region like Schmidt Insurance Group.
Schmidt Insurance Group has proudly served the entire states of Oregon and Washington since 2019. Our team consists of born-and-raised Oregonians who are specially trained in high-net-worth households and can help you find the exact amount of coverage you need on these and many other types of insurance policies:
Has Anything Changed in Your Life?
There are many things that can change in your life that could affect the type of insurance coverage your family needs. Think about the items on this list and let you Schmidt Insurance Group agent help you find or update your coverage.
- You started a home-based business. Many people assume that their homeowners or renters insurance policies will also protect their home business. This is not the case. Those policies do not cover home businesses, including online businesses such as Etsy shops, or hobbies that have started to earn income for you.Without the proper business insurance, your personal assets will be at risk. For example, if a UPS driver were to injure himself/herself while making a business delivery to your home, you would have to reimburse medical costs and other expenses out of your own pocket.
- You purchased a new motorized vehicle. Again, many homeowners mistakenly think that any vehicle stored in their garage will be automatically covered by their home insurance policy. Not so. If you own a motorcycle, dirt bike, ATV, jet ski, snowmobile, boat with a motor, or classic car, it should have its own insurance policy.
- You’ve transferred some of your possessions to an off-site storage space. Does the storage facility’s insurance policy cover your items in case of a fire, theft, or other loss? Are there coverage limits? Is there an exclusion for high-value items you may be storing in the unit? Read the fine print, and call your knowledgeable Schmidt Insurance Group agent to find out what your home or renters policy may cover. (Some policies cover personal property only up to 10% of its value when it is away from your home.)
- You recently put in solar panels. Residential solar panels can be a major investment. Although they are usually covered as part of a standard homeowners policy, check with your agent to be sure you have enough coverage to help pay for repairs if the need arises, and make any necessary adjustments.
- You have remodeled your home. Even a modest kitchen or bathroom remodeling project can add value to your home. Updating your home insurance policy is a must. If you don’t do it, the improvements you made may not be covered if you have to file a claim.
If you are looking for a knowledgeable, customer-focused insurance company, Schmidt Insurance Group in Lake Oswego can help you evaluate what coverage makes sense for your needs. Stop in for coffee today, or reach out to us at (503) 206-0881 for more information.
