Insurance West Linn, OR

With insurance from Schmidt Insurance Group in West Linn, OR, whether it is home, auto, life, condo, renters, motorcycle, RV/ATV, boat, and/or business insurance, you’ll have peace of mind knowing that your life and property are protected if a loss occurs.

Insurance West Linn, OR

Schmidt Insurance Group opened its doors in Lake Oswego in 2019 in order to make insurance easy while providing exceptional customer service. We proudly serve the local Portland area, and the entire states of Oregon and Washington. We are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.

Our specialties include:

Has Anything Changed in Your Life?

Sometimes customers forget to tell us about important changes in their lives that could significantly affect their insurance coverage. Think hard about the items on this list and, if they apply, bring them to the attention of your Schmidt Insurance Group agent as soon as possible,

  1. You started a home-based business. Many people assume that they will be protected by their homeowners or renters insurance policy, but that is not the case. Those policies do not cover home businesses, including online businesses like Etsy shops, or a hobby that has started to earn income for you. Without the proper business insurance, your personal assets are at risk. For example, if a UPS driver were to injure himself/herself while making a business delivery to your home, you would have to reimburse the medical costs and other expenses out of your pocket.
  1. You bought a new motorized vehicle. Again, many homeowners mistakenly believe that any vehicle stored in their garage is covered by their homeowners insurance policy. Not so. If you own a motorized vehicle, such as a motorcycle, dirt bike, ATV, jet ski, snowmobile, boat with a motor, or classic car, it should have its own insurance policy.
  2. You’ve moved some of your possessions into an off-site storage unit. Does the storage facility’s insurance policy cover your items in case of a fire, theft, or other loss? Are there coverage limits? Is there an exclusion for high-value items you may be storing in the unit? Read the fine print, and call your knowledgeable Schmidt Insurance Group agent to find out what your homeowners or renters policy may cover. (Some policies cover personal property only up to 10% of its value when it is away from your home.)
  3. You recently installed solar panels. Residential solar panels can be a big financial investment. Although they are typically covered as part of a standard homeowners policy, check with your agent to be sure your policy offers enough coverage to help pay for repairs should the need arise. Your agent can help review your existing coverage so you can decide whether to make any adjustments.
  4. You have remodeled your home. Even a modest kitchen or bathroom upgrade can add value to your home. Updating your homeowners insurance is a must. If you don’t do it, the improvements you made may not be covered if you file a claim.

If you are in West Linn, OR, or anywhere else in Oregon or Washington, you can count on Schmidt Insurance Group to help you get the coverage you need. Come join us for a cup of coffee today, or give us a call at (503) 206-0881 to learn more.