Insurance Quotes Oregon City
Whether you need a new policy or are just looking for a better price, getting insurance quotes in Oregon City can involve hours browsing the Internet and guessing about the coverage. At Schmidt Insurance Group, our agents know their Schmidt and can make the process so much simpler!
At Schmidt Insurance Group, we take the time to understand your unique needs. We are licensed experts who can help you make smart decisions about the coverage you need to protect your family, your property, and your business.
Life Events That May Call for an Insurance Quote
Customers often forget to let us know about important changes in their lives that could significantly affect their insurance coverage. Think hard about the items on this list and, if they apply, bring them to the attention of your Schmidt Insurance Group agent as soon as possible for an affordable quote.
- You started a home business. If you are assuming your home business will be protected by your homeowners or renters insurance policy, think again. Those types of policies don’t cover home businesses, online businesses like Etsy shops, or hobbies that have started to earn income for you. Without the proper business insurance, your personal assets will be at risk. If, for example, a UPS driver injures himself/herself while making a business delivery to your home, you would have to reimburse the medical costs and other expenses out of your own pocket.
- You bought a new motorized vehicle. Again, many homeowners mistakenly believe that any vehicle they store in their garage is covered by their homeowners insurance policy. Not so. If you own a motorized vehicle, such as a motorcycle, dirt bike, RV/ATV, jet ski, snowmobile, motorized boat, or classic car, it should have its own insurance policy.
- You’ve put stuff in off-site storage. Does the storage facility’s insurance policy cover your items in case of a fire, theft, or other loss? Are there coverage limits? Is there an exclusion for high-value items you’re storing in the unit? Read the fine print, and call your knowledgeable Schmidt Insurance Group agent to find out what your homeowners or renters policy may cover. (Some policies cover personal property up to a maximum of 10% of the value when it’s away from your home.)
- You went solar. Residential solar panels can be a big financial investment. Although they are typically covered as part of a standard home insurance policy, check with us to be sure your policy offers enough coverage to help pay for repairs if the need arises. Your agent can help review your existing coverage so you can decide whether to make any adjustments.
- You remodeled your home. Even a modest kitchen or bathroom upgrade can add value to your home. Updating your homeowners insurance is a must. If you don’t do it, the improvements you made may not be covered if you file a claim.
As you look for the best, most affordable insurance coverage in Oregon City, get quotes from Schmidt Insurance Group. Give us a call at (503) 206-0881 to learn more.
