Insurance Agents Near Me
Looking for “insurance agents near me”? Stop your search here. At Schmidt we understand that your home is your castle and your belongings are precious. The right insurance and properly placed coverages should provide the much-needed protection your belongings require. We can customize your policy, stop by the place that knows their Schmidt when it comes to insurance!
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance simple, transparent, and affordable and providing exceptional customer service. We are born-and-raised Oregonians who proudly serve the local Portland area as well as the states of Oregon and Washington. We are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
Because the agents and staff of Schmidt Insurance Group are residents of the Pacific Northwest, you can be assured that they know your town and your needs. We are available by phone or in person. If you have a question or need to file a claim, you can count on us to respond quickly with the service and support you deserve.
Big Changes Mean Advice and Adjustments Are Needed
Sometimes customers forget to tell us about important changes in their lives that could significantly affect their insurance coverage. Think hard about the items on this list and, if they apply, bring them to the attention of your Schmidt Insurance Group agent as soon as possible:
You started a home-based business. Many people assume that they will be protected by their homeowners or renter’s insurance policy, but that is not the case. Those policies do not cover home businesses, including online businesses like Etsy shops, or a hobby that has started to earn income for you. Without the proper business insurance, your personal assets are at risk. For example, if a UPS driver were to injure himself/herself while making a business delivery to your home, you would have to reimburse the medical costs and other expenses out of your pocket.
You bought a new motorized vehicle. Again, many homeowners mistakenly believe that any vehicle stored in their garage is covered by their homeowner’s insurance policy. Not so. If you own a motorized vehicle, such as a motorcycle, dirt bike, ATV, jet ski, snowmobile, boat with a motor, or classic car, it should have its own insurance policy.
You’ve moved some of your possessions into an off-site storage unit. Does the storage facility’s insurance policy cover your items in case of a fire, theft, or other loss? Are there coverage limits? Is there an exclusion for high-value items you may be storing in the unit? Read the fine print and call your knowledgeable Schmidt Insurance Group agent to find out what your homeowners or renter’s policy may cover. (Some policies cover personal property only up to 10% of its value when it is away from your home.)
You recently installed solar panels. Residential solar panels can be a big financial investment. Although they are typically covered as part of a standard homeowner’s policy, check with your agent to be sure your policy offers enough coverage to help pay for repairs should the need arise. Your agent can help review your existing coverage so you can decide whether to make any adjustments.
You have remodeled your home. Even a modest kitchen or bathroom upgrade can add value to your home. Updating your homeowner’s insurance is a must. If you don’t do it, the improvements you made may not be covered if you file a claim.
If you are looking for “insurance agents near me”, you can count on Schmidt Insurance Group to help you get the coverage you need. Come join us for a cup of coffee today or give us a call at (503) 506-4554 to learn more.
