Home Insurance Tualatin, OR
Home insurance protects your most valuable investment in Tualatin, OR – your home and its contents – from damage and theft. Schmidt Insurance Group can also help you find additional coverage for natural disasters, like flooding and earthquakes.
Why Choose Schmidt Insurance Group?
You may be thinking that “where” you buy your insurance is not important, but this could be costing you money and protection. At Schmidt Insurance Group, we do our best to design the best plan for protecting your finances, your family, your property, and your prized possessions.
- We are real, live members of the PNW community.
- We’re specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
- We use the most up-to-date technology to make your insurance experience easy and convenient.
- We’re passionate about customer service and committed to always being there when you need us.
We welcome the opportunity to earn your business.
What is Home Insurance?
Home insurance, also known as homeowners insurance, provides you with financial protection in the event of a disaster or accident that involves your home. It will help pay to repair, rebuild, or replace your home, other structures on your property, and your belongings in the event of a destructive event, such as a fire. It will also help cover your liability for any injuries or property damage to others that are caused by you or members of your family (including your household pets).
Unexpected Things That Are Also Covered!
Even the most basic home insurance policy can cover other unexpected things. Here are several things you may be surprised to learn that your homeowners policy covers:
- Medical bills for guests who get hurt in your home. Your homeowners policy will provide coverage for injuries, whether you were responsible for them or not.
- Charges from the fire department. If the fire department charges you for responding to a fire alarm, most home insurance policies cover those fees (to a limit specified in the policy).
- Your trees, plants, grass, and garden gnomes. If someone drives through your front lawn and damages your yard, your home insurance policy can help you replace your damaged trees, marigolds, and grass (to a specified limit per item).
- Your college student’s property. If your dependent child is a full-time student who lives on campus at college, things like a stolen laptop should be covered by your home insurance policy. (If he or she lives off campus in an apartment, he or she will need to have renters insurance to cover losses like this.)
- Food in the fridge. Most home insurance policies will also cover the food in your fridge if, for example, a big storm knocks out the power and everything in it spoils. In general, coverage is limited to $500.
When you own a home in Tualatin, OR, insurance companies like Schmidt Insurance Group will help you find the best protection for your home and personal belongings. Contact us today at (503) 206-0881 for a free quote and more information.
