Home Insurance Quotes Lake Oswego
Your home in Lake Oswego, OR is your castle and is probably your most valuable asset. The right insurance quotes should provide coverage for your home and contents, as well as liability coverage if a guest is hurt or injured. Schmidt Insurance Group will customize a policy just for you.
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as all of Oregon and Washington.
Our team consists of born-and-raised Oregonians who are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
What is Home Insurance?
Home insurance, also known as homeowners insurance, provides you with financial protection in the event of a disaster or accident that involves your home. It will help pay to repair, rebuild, or replace your home, other structures on your property, and your belongings in the event of a destructive event, such as a fire. It will also help cover your liability for any injuries or property damage to others that are caused by you or members of your family (including your household pets).
Types of Home Insurance Coverage
Home insurance, also called homeowners insurance, provides you with financial protection in the event of a disaster or accident that involves your home.
Dwelling Coverage: This pays to repair, rebuild, or replace your home and detached structures on your property, such as a garage, gazebo, or tool shed in the event of a fire, wind, hail, theft, vandalism, water damage from burst pipes, and other destructive events that are listed in your policy.
Personal Property Coverage: This covers the furniture, clothes, sports equipment, appliances, computers, and other personal belongings you keep both on and off the premises if they are stolen or destroyed by fire, hurricane, or other insured disasters. Jewelry, art, antiques, and collectibles are covered, but there will typically be dollar limits.
Liability Coverage: You can be found liable for injuries that occur in your home, on your property, or when you’re away from home. This coverage will help cover your liability for any injuries or damage caused by you or members of your family (including your household pets).
Additional Living Expenses (ALE): This coverage pays to reimburse you if you can’t live in your home because of damage caused by an insured disaster. It covers hotel expenses, restaurant meals, and other costs over and above your usual living expenses that you incur while your home is being rebuilt.
When you own a home in Lake Oswego, OR, get home insurance quotes from Schmidt Insurance Group to protect your home and personal belongings. We know our Schmidt and make it easy to find the coverage you need! Contact us today at (503) 206-0881 for a free quote, and see how we can help.
