Cheap Car Insurance in Lake Oswego
As you look for cheap car insurance in Lake Oswego, get your information and quotes from Schmidt Insurance Group.
We opened our doors in 2019 hoping to ensure that we made insurance easy for people while simultaneously offering them exceptional customer service. We have been proudly serving the Portland area as well as all of Washington and Oregon. In fact, our office is comprised of born and raised Oregonians.
At Schmidt Insurance Group we invest the necessary time to understand your unique needs. Our licensed experts can help you make smart decisions about insurance coverages you will need to protect your family, your property, and your business.
Pick the Right Car Insurance
Picking car insurance can be a daunting task especially when you consider all the companies that propose to offer you the best coverage and rate options. Therefore, our experts have compiled a list of steps necessary to successfully purchase car insurance that is right for you. Follow these to pick the right car insurance:
- Know what coverage you need. In order to adequately protect your assets, we suggest you determine your net worth and consider all the things you own, like a home, business, and the type of car.
- Know your car and yourself. There are several things that can affect your rates. It’s good to know these things in advance. Before you receive a quote, you will have to provide information about your marital status, age, driving record, kind of work you do, anyone else that has a driver’s license and lives within your home, annual mileage, and where you live and park your car.
- Get multiple competitive quotes. Ensure that you are getting quotes that are for the exact same coverage and policy lengths. That’s the only way to see if the quotes provided to you are truly competitive.
- Don’t decide based on price alone. We understand the desire to save money. However, just because a quote seems like the best price option, that doesn’t mean it’s the best choice for you. Make sure you review the insurers providing the quotes. Look at customer ratings, response time, as well as how and where they do all crash repairs.
- Read all the documents you receive. Your policy is a legal contract. With any binding document it is imperative that you actually read through it before signing it. Never sign a contract without thoroughly reviewing it!
Here is some additional information to help you make an informed decision:
In the states of Oregon and Washington, you are required to have minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not enough coverage. Our agents are specially trained to help you find the exact amount of coverage you need. So here are some extra tips for making your car insurance policy decision:
- Check your rates annually.
- Only choose a top-rated insurer.
- Maintain a good credit score.
- Choose the appropriate deductible.
- Go over your coverage with a fine-toothed comb.
- Be sure to report any lifestyle changes that affect driving habits.
- Ask about any available discounts.
Accidents happen. You can find cheap car insurance in Lake Oswego through the experts at Schmidt Insurance Group where we know our Schmidt! Call us today at 503.506.4554 and get a detailed quote.
