Car Insurance Quotes Lake Oswego
When you need car insurance quotes in Lake Oswego, get in touch with Schmidt Insurance Group, one of the best insurance companies in the Pacific Northwest. We will help you find the right amount of coverage to fit your needs and your budget.
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington. Our office is full of born-and-raised Oregonians!
In the states of Oregon and Washington, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not adequate.
We will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. With our competitive rates and outstanding coverage, you’ll be free to drive with confidence!
Tips for Finding the Right Policy
Due to the fact everything is costing more these days, including gas, it is important to save money where you can. That means finding the right auto insurance policy for your budget and needs. Here are our expert tips for finding the right policy:
- Check rates annually. Always keep an eye out for competitor’s rates and the coverage they provide to ensure you are receiving the best deal.
- Go with an insurer that has been highly rated. Knowing your insurance company’s ratings will help you determine how they deal with claims, payments, and non-claim related issues.
- Keep your credit score as high as you can. The lower your credit score the higher your rates.
- Set your deductible appropriately. While higher deductibles reduce your premiums, they may be too lofty for you if an accident occurs. Be very conscientious about that when you set your deductible!
- Review your coverage. As time progresses, your costs and risks increase, so be certain that you have enough coverage for liability, property damage, and personal injury.
- Report all changes. If you start driving less because you have switched jobs this could lower your rate, as can other changes in your lifestyle. It is important to let your insurer know when significant changes occur.
- Investigate the company’s crash repair protocol. Knowing where your insurer will send you for repairs if you place a claim is important because some shops will push you to use non-OEM parts that could fail later.
- Pick the right car. The kind of car you drive makes a big difference in the rates you will be able to acquire. Expensive or hard to repair cars will always cost you more in insurance.
- Watch out for scams. People do try to stage accidents and rip others off. Make sure you are always practicing good driving protocol. And, if you are in an accident, make sure to take photos and call the police to report the incident.
- Use every discount you can. Drivers that are considered low risk often have a slew of discount options available. Make sure to ask which ones you qualify for!
When you need car insurance quotes in Lake Oswego, get in touch with Schmidt Insurance Group. Accidents happen. When they do, you’ll be glad to know you’re protected! Call us today at (503) 506-4554 to explore your options.
