Car Insurance Near Me
Have you Googled, “find the best car insurance near me” to protect yourself against financial loss if you have an accident? At Schmidt Insurance Group we help our clients find the right amount of coverage to fit their needs and their budgets. Our knowledgeable agents know their Schmidt and will make sure you walk away feeling 100% protected!
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington. Our office is full of born-and-raised Oregonians!
The Steps to Buying Car Insurance
Our experts suggest that you follow these five steps when you are looking to purchase a new or additional auto insurance policy:
- Know what coverage you need. In order to adequately protect your assets, we suggest you determine your net worth and consider all the things you own, like a home, business, and the type of car.
- Know your car and yourself. There are several things that can affect your rates. It’s good to know these things in advance. Before you receive a quote, you will have to provide information about your marital status, age, driving record, kind of work you do, anyone else that has a driver’s license and lives within your home, annual mileage, and where you live and park your car.
- Get multiple competitive quotes. Ensure that you are getting quotes that are for the exact same coverage and policy lengths. That’s the only way to see if the quotes provided to you are truly competitive.
- Don’t decide based on price alone. We understand the desire to save money. However, just because a quote seems like the best price option, that doesn’t mean it’s the best choice for you. Make sure you review the insurers providing the quotes. Look at customer ratings, response time, as well as how and where they do all crash repairs.
- Read all the documents you receive. Your policy is a legal contract. With any binding document it is imperative that you actually read through it before signing it. Never sign a contract without thoroughly reviewing it!
Tips for Making Your Car Insurance Policy Decision
We are sure you understand that all drivers have to carry auto insurance. In the states of Oregon and Washington, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not enough coverage. Our agents are specially trained in high-net-worth households and can help you find the exact amount of coverage you need. So here are some extra tips for making your car insurance policy decision:
- Check your rates annually.
- Only choose a top-rated insurer.
- Maintain a good credit score.
- Choose the appropriate deductible.
- Go over your coverage with a fine-toothed comb.
- Be sure to report any lifestyle changes that affect driving habits.
- Ask about any available discounts.
Accidents happen. As one of the best car insurance companies near me, the knowledgeable agents at Schmidt Insurance Group know their Schmidt and will make sure you walk away feeling 100% protected! Call us today at (503) 506-4554 for a detailed quote.
