Boat Insurance Portland, OR
If you own a boat in the Portland, OR area, protect it with the right insurance from the experts at Schmidt Insurance Group and experience the peace of mind that comes from knowing your boat is covered from bow to stern.
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easier to understand while providing superior customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington.
Our office is full of born-and-raised Oregonians, some of whom enjoy their free time on the water! We can offer you coverage for physical damage to your boat and liability, but we also provide some optional coverages you can add on for even more protection. Let us help prepare you for rough waters by reviewing your current policy or writing up a new one!
How to Save on Boat Insurance
Owning your dream boat is a luxury. Whether you have a speedboat, sailboat, fishing boat, houseboat, or a luxury yacht, boat insurance policies are designed to protect your motorized watercraft from damage, as well as from damage you may cause to others while boating. Here are several ways you can save on the cost of boat insurance:
Attend Safety Classes
Boat safety courses are available to recreational boaters of all ages across the nation. They typically cover safety topics such as reading and handling weather conditions, navigation techniques, and maintenance. Some insurance companies will give you a special discount if you attend classes accredited by the U.S. Coast Guard, U.S. Power Squadrons, National Association of State Boating Law Administrators, and other state-approved agencies such as the Oregon State Marine Board.
Install Safety Devices on Your Watercraft
No one wants to think that a boating accident could happen to them, thousands of recreational boating accidents are reported across the U.S. each year. As the owner of a recreational boat, you are required to carry a minimum of safety equipment aboard your vessel. Outfitting your boat with the following safety equipment may qualify you for discounts on your boat insurance policy:
- Ship-to-shore radio
- Fire extinguishers
- Radar
- Long range navigation
- Satellite navigation systems
- Theft alarms
- Depth finder
Bundle with Your Other Insurance Policies
If you are insuring a boat, it’s likely that you also own a home and a car. Why not consolidate all of their insurance policies with one company and benefit from special discounts that may be available.
Schmidt Insurance Group can also help you with coverage add-ons for medical payments, loss or theft of personal property like scuba gear and marine binoculars, replacement of fishing equipment, damage caused by fire, flood or oil spills, damage to a dry dock, and roadside assistance, as well as for damages or injuries cause by boaters who are uninsured or underinsured.
Stop by today and introduce yourself, or reach out to us at (503) 206-0881 for more information. We know our Schmidt and are ready to help you find the coverage you need.
