Boat Insurance Lake Oswego
Boating is a favorite activity in the Pacific Northwest. Whether you have a ski boat, sailboat, fishing boat, or jet ski, Schmidt Insurance Group in Lake Oswego can provide you with great insurance coverage to ensure that your time out on the water is worry free!
Schmidt Insurance Group opened its doors in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington.
Our office is full of born-and-raised Oregonians, some of whom enjoy their free time on the water! We can offer you coverage for physical damage to your boat and liability, but we also provide some optional coverages you can add on for even more protection. Let us help prepare you for rough waters by reviewing your current policy or writing up a new one!
About Buying Boat Insurance
No one wants to think that a boating accident could happen to them, but the truth is that thousands of recreational boating accidents are reported across the United States each year. An insurance policy will provide the financial protection you need if you are involved in an accident with another boat or a passenger is injured.
Boat insurance is designed to cover damage to your boat, motor, trailer, and personal items inside the boat. It protects you, the boat owner, against liability lawsuits and medical payments and is available for most watercrafts that have engines, from small fishing boats, to powerboats, yachts, houseboats, and pontoons.
When you buy boat insurance, you will have to decide on the amount of coverage you need, your preferred deductible (maximum out-of-pocket expense per claim), and the types of coverage you need.
Boat insurance policies typically include the following:
- Collision damage: Regardless of who is at fault, collision coverage usually includes repair or replacement of your boat, but may not include clean-up of wreckage unless you purchase optional additional coverage.
- Property damage liability: This liability coverage can help you pay for damage you might cause to someone else’s boat, dock, or other property.
- Bodily injury liability: This liability coverage can help you pay for injuries you might cause to someone when using your boat; such as medical bills, lost income, pain and suffering, and legal fees.
- Comprehensive: This coverage can protect you in the event of non-collision damage, such as if your boat is stolen, vandalized, or damaged in an incident other than a collision.
- More options: Take advantage of coverage we can offer for medical payments, fishing equipment, oil spills, personal property, damage to a dry dock, and roadside assistance, as well as for damages or injuries cause by boaters who are uninsured or underinsured.
Buy the right boat insurance from the experts at Schmidt Insurance Group in Lake Oswego and experience the peace of mind that comes from knowing your boat is covered from bow to stern. Our agents know their Schmidt! Stop by today and introduce yourself, or reach out to us at (503) 206-0881 for more information.
