Best Insurance Portland, Oregon

Have you Googled, “find the best insurance in Portland, Oregon” to protect yourself from financial ramifications should you suffer a loss? At Schmidt Insurance Group we help our clients find the right amount of coverage to fit their needs and their budgets. Our knowledgeable agents know their Schmidt and will make sure you walk away feeling 100% protected!

Best Insurance Portland, OregonYou may be thinking that “where” you buy your insurance is not important, but this could be costing you money and protection. At Schmidt Insurance Group, we do our best to design the best plan for protecting your finances, your family, your property, and your prized possessions.

  • We are real, live members of the PNW community.
  • We’re specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
  • We use the most up-to-date technology to make your insurance experience easy and convenient.
  • We’re passionate about customer service and committed to always being there when you need us.

We welcome the opportunity to earn your business.

Bet You Didn’t Know These Things Affect Your Rates

Though you certainly know that your credit score and driving record will make an impact on what rates our experts can offer you, there are other things you might not know are influencing your car insurance quotes. We bet you didn’t know these things affect your rates too:

  1. Gender- While not a huge influencing factor the older you get gender can still make an impact. The joke is always about women drivers, but you will find that they generally get lower rates than men. This is because statistics show that men are more likely to be involved in high-speed accidents and to participate in other reckless driving activities. Younger people see this more pointedly in their insurance quotes.
  2. Marital Status- Yes, your marital status impacts your rates. You probably didn’t realize that being married can lower your rates. However, if you are divorced or widowed there will probably be a spike in costs as companies tend to think those with families drive safer.
  3. Mileage Driven- People who do a lot of traveling or driving will notice that their rates are higher than those who stay within a smaller mileage radius. The reality is, that the more time you spend on the road the higher the probability that you will be involved in an accident. And, traveling means that you are frequently in places that are unfamiliar which makes that potential increase as well.
  4. Potential Drivers- Even if you don’t name a driver on your policy, anyone that lives in your home is considered a potential driver. If the person of driving age has had issues with driving, then it is possible the company will list that individual as an “excluded” driver. This means that this individual won’t be insured if you ever let him/her drive your car.

Whether it’s a new policy, or you’re just looking for the best insurance in Portland, Oregon, getting insurance quotes can be a little tricky. Schmidt Insurance Group can make the entire process easy! Give us a call at 503.506.4554 to explore your options or get an online quote.