Best Insurance Companies for Home and Auto

Looking for the best companies to provide you with home and auto insurance in the Pacific Northwest? Schmidt Insurance Group in Lake Oswego can customize a policy just for you.

Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easier to understand while providing superior customer service. We proudly serve the states of Oregon and Washington.

Why Choose Us?

At Schmidt Insurance Group, we take the time to understand your unique needs. We are licensed experts who can help you make smart decisions about the coverage you need to protect your family, your property, and your business.

• We are real, live members of the PNW community.
• We treat you like a person, not a number.
• We are passionate about customer service.
• We put expert advice at your fingertips.
• We are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
• We periodically review your insurance plans to check for overlapping or redundant coverages.

Home insurance

Also known as homeowners insurance, home insurance provides you with financial protection in the event of a disaster or accident that involves your home. It will help pay to repair, rebuild, or replace your home, other structures on your property, and your belongings in the event of a destructive event, such as a fire.  It will also help cover your liability for any injuries or property damage to others that are caused by you or members of your family (including your household pets). We’ll also help you find additional insurance to cover natural disasters, like flooding and earthquakes.

Auto insurance

Having car insurance is required by law in most states, including Oregon and Washington. We can provide coverage for virtually any driver, including young and high-risk drivers.

This rundown will give you an idea of the types of coverage available on most auto insurance policies. Some are required and others are optional, so you’ll be able to customize coverage amounts to suit your exact needs and budget.

• Bodily Injury Liability: Applies to injuries that you or family members listed on your policy cause to someone else and will protect your personal assets (such as homes and savings) from lawsuits that can happen after an accident.
• Property Damage Liability:  Pays for damage that you (or someone driving your car with permission) accidentally cause to someone else’s property.
• Collision: Pays for damage to your car that occurs as a result of a collision with another vehicle or object, such as a tree or guardrail, when you are at fault.
• Comprehensive: Reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, flood, hail, falling rocks or trees, or vandalism.
• Personal Injury Protection (PIP): Provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
• Uninsured and Underinsured Motorist (UM/UIM): Protects you if the at-fault party in your accident doesn’t have insurance or has insufficient insurance to pay for your damage, medical expenses and loss of income.

When you need home or auto insurance, get in touch with Schmidt Insurance Group, one of the best insurance companies in the Pacific Northwest. We will help you find the right amount of coverage to fit your needs and your budget. Call us today at (503) 206-0881 to explore your options.