Best Insurance Brokers Lake Oswego
If you are searching for the best insurance brokers in Lake Oswego, it’s time to add Schmidt Insurance Group to your list.
Schmidt Insurance Group has proudly served the local Portland area as well as the entire states of Oregon and Washington since 2019. Our team consists of born-and-raised Oregonians who are specially trained in high-net-worth households and can help you find the exact amount of coverage you need on these and many other types of insurance policies.
We are experts in:
- Auto Insurance
- Home Insurance
- Condo Insurance
- Renters Insurance
- Motorcycle Insurance
- RV/ATV Insurance
- Boat Insurance
- Life Insurance
- Business Insurance
Let us help prepare you for the unexpected by reviewing your current policy or writing up a new one!
Broker vs Agent
What’s the difference between a broker and an agent? That’s a great question! You have probably heard the two terms tossed around a good deal in your search for insurance. Both brokers and agents are insurance professionals, but they have very distinct differences when it comes to job responsibilities.
Both broker an agent act as intermediaries between you and the insurance company itself. And both are required to hold official state licensure and adhere to those laws and regulations. The real difference is found in who each of these professionals represent. An agent represents at least one company while the broker represents you, the insurance buyer.
Benefits of Brokers
As a customer, you want to get the best insurance for you, your family, and/or your business. Using a broker should provide you with the following benefits:
- Cost- Brokers can research multiple companies for the best prices.
- Speed- Brokers know where to look so they will get you quotes quickly.
- Ease- Brokers do all the work for you.
- Security of personal data- Brokers must follow state laws and regulations.
- Peace of mind- You are safe in the hands of these experts.
- Full disclosure- Nothing to hide since they work for you and the commission they receive.
- Terms and rates from various companies- Unlike agents, brokers represent you and have access to a number of different policy options.
Brokers work for commission. So, you will notice that their prices are included in your insurance quotes. While you might not like the idea of paying commission to find insurance, the reality is, the broker works for you. This person is well versed in a wide range of services and products which allows the broker to provide you with the best prices available to suit all your insurance needs.
Of course, just like everything else, not all brokers are created equal. We advise you to do your research before choosing one. And, when you choose Schmidt Insurance Group you can rest assured that you will gain a solid understanding of terms and rates as we guide you and answer all your insurance-based questions. You can trust us; we know our Schmidt!
When you need the best insurance brokers in Lake Oswego, you want to work with a company you can trust. We invite you to stop in at Schmidt Insurance Group to discuss your needs or give us a call at (503) 506-4554 for more information.
