Best Auto Insurance Companies Oregon
If you are looking for the best auto insurance companies in Oregon, get in touch with Schmidt Insurance Group. We will help you find the coverage you want. Accidents happen. When they do, you’ll be glad you’re protected!
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 to simplify the process of buying insurance while providing outstanding customer service. We proudly serve the local Portland area in addition to all of Oregon and Washington.
Our team consists of born-and-raised Oregonians who are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.
In the state of Oregon, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not enough protection. We can customize a solution for you with flexible options that fit your lifestyle and help you stay protected. With our competitive rates and outstanding coverage, you’ll be free to cruise with confidence!
Tips for Saving Time in Your Search
The following tips should help you save time in your search for the best auto insurance companies and the products they offer.
Tip #1: Know the coverage needed
Here are several things to think about before calling or visiting an insurance agent and signing on the dotted line. They will affect the amount of coverage you should have to adequately protect your assets.
- What is your net worth?
- Do you own a home or business?
- What year is your car?
It’s important to know that choosing higher bodily injury and property damage liability limits will give you more protection but will also increase your insurance premium. Choosing higher deductibles will decrease your premium, but you will be responsible to pay for more of the repair costs. You will have many options to consider.
Tip #2 Know your car (and yourself)
Be advised, these are some of the different factors that will affect the rates you are quoted:
- Your age
- Your driving record
- The record of other drivers on your policy
- Your profession
- The type of car you drive
- Where you live and park your car overnight
- Whether there are anti-theft devices installed on the car
- How much you drive each year
Tip #3: Get multiple quotes
The only way to know if the rate you’ve been quoted is competitive is to get several quotes for the exact same coverage. Be sure the policy lengths are the same so that you’re not comparing a 6-month policy from one company to a 12-month policy from another.
Tip #4: Don’t base your choice on price alone
Saving money on insurance is fabulous, but the cheapest quote may not be your best option. Ask around for recommendations from friends and family and find out how each company handles claims and customers. Visit their websites to see if they offer any special services or discounts.
Your insurance policy is a legal contract. It identifies the conditions under which you can be paid for a claim. You are responsible for the accuracy of this document. Before you sign it, review it to be sure it reflects the coverage you purchased. If you have any questions at all, don’t be afraid to ask the agent or the insurance company.
When you need the best auto insurance companies in Oregon, get in touch with Schmidt Insurance Group. We will help you find the right amount of coverage to fit your needs and your budget. Call us today at (503) 506-4554 to explore the affordable options.
