Auto Insurance West Linn, OR

When you need auto insurance in West Linn, OR, get in touch with Schmidt Insurance Group. We will help you find the coverage you want.

Schmidt Insurance Group opened its doors in 2019 to make insurance easier for our customers while providing outsranding customer service. We proudly serve the local Portland area and all of Oregon and Washington. Our office is full of born-and-raised Oregonians!

Auto Insurance West Linn, ORWe will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. With our competitive rates and outstanding coverage, you’ll be free to drive with confidence!

Understanding Your Auto Insurance Coverage

Here’s a rundown of the types of coverage available on most auto insurance policies. Some are required and others are optional, so you’ll be able to customize coverage amounts to suit your exact needs and budget.

  • Bodily Injury Liability: This is arguably the most important coverage to have. It applies to injuries that you or family members listed on your policy cause to someone else and will protect your personal assets (such as homes and savings) from lawsuits that can happen after an accident.
  • Property Damage Liability:  This coverage pays for damage that you (or someone driving your car with permission) accidentally cause to someone else’s property. Usually, it means damage to someone else’s vehicle, but it also includes damage to fences, telephone poles, lamp posts, buildings and other structures hit in an accident.
  • Collision: This coverage pays for damage to your car that occurs as a result of a collision with another vehicle or object, such as a tree or guardrail, when you are at fault.
  • Comprehensive: This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, flood, hail, falling rocks or trees, vandalism, and even getting hit by an asteroid!
  • Personal Injury Protection (PIP): This coverage provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
  • Uninsured and Underinsured Motorist (UM/UIM): This coverage protects you if the at-fault party in your accident doesn’t have insurance or has insufficient insurance to pay for your damage, medical expenses and loss of income. Not only does it protect you, but also your family members and other people who are riding in your car. 

Schmidt Insurance Group agents are specially trained in high-net-worth households and can help you find the exact amount of coverage you need.

Be a responsible driver and protect yourself! You can’t afford not to carry the right amount type of auto insurance in West Linn, OR. Our knowledgeable agents know their Schmidt and will make sure you walk away feeling 100% protected! Call us today at (503) 206-0881 for a thorough quote.