Auto Insurance Tigard, OR

If you live in or near Tigard, OR and need auto insurance, look no further than Schmidt Insurance Group. We help our clients find the right amount of coverage to fit their needs and their budgets. Accidents happen, and when they do, you’ll be glad you’re protected!

About Us

Auto Insurance Tigard, OR

Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington. Our office is full of born-and-raised Oregonians!

In the states of Oregon and Washington, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not adequate.

We will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. With our competitive rates and outstanding coverage, you’ll be free to drive with confidence!

5 Steps to Buying Auto Insurance

Step 1: Know What Coverage You Need

Here are several things to think about before calling or visiting an insurance agent and signing on the dotted line. They will affect the amount of coverage you will need to adequately protect your assets.

  • What is your net worth?
  • Do you own a home?
  • Do you own a business?
  • Is your car reasonably new or an older model?

Keep in mind that choosing higher bodily injury and property damage liability limits will give you more protection but will also increase your insurance premium. Choosing higher deductibles will decrease your premium, but you will be responsible for a greater portion of the repair costs. You will have many options to consider.

Step 2: Know Yourself (and Your Car)

There are many different factors that will affect the rates you are quoted. They include:

  • Your age
  • Your driving record
  • The record of other drivers on your policy
  • Your profession
  • The type of car you drive
  • The age and/or value of your vehicle
  • Where you live and park your car overnight
  • Whether there are anti-theft devices installed on the car
  • How much you drive each year

Step 3: Get Several Competitive Quotes

The only way to know if the rate you’ve been quoted is competitive is to get several quotes for the exact same coverage. Also make sure the policy lengths are the same so that you’re not comparing a 6-month policy from one company to a 12-month policy from another company.

Step 4: Don’t Decide Based Only on Price

Yes, saving money on insurance is great, but the cheapest quote may not be your best option. Ask around for recommendations from friends and family, and find out how each insurance company handles claims and customer satisfaction. Visit their websites to see if they offer any special services or discounts.   

Step 5: Read Your Policy Documents

Your insurance policy is a legal contract. It identifies the conditions under which you can be paid for a claim. You are responsible for the accuracy of this document. Before you sign it, review it to be sure it reflects the coverage your purchased. If you have any questions at all, don’t be afraid to ask the agent or the insurance company.

When you need auto insurance in Tigard, OR, get in touch with Schmidt Insurance Group. Our knowledgeable agents know their Schmidt and will make sure you walk away feeling 100% protected! Call us today at (503) 206-0881 for a thorough quote.