Auto Insurance Quotes Lake Oswego
When you need quotes for auto insurance in Lake Oswego, get in touch with Schmidt Insurance Group. Our knowledgeable agents know their Schmidt and will make sure you walk away feeling 100% protected!
About Us
Schmidt Insurance Group opened its doors in Lake Oswego in 2019 with a goal of making insurance easy while providing exceptional customer service. We proudly serve the local Portland area as well as the states of Oregon and Washington. Our office is full of born-and-raised Oregonians!
In the states of Oregon and Washington, you are required to have a minimum liability coverage of $25,000 per person and $50,000 per incident. In many cases, this is not adequate.
We will customize an auto insurance solution for you with flexible options that fit your lifestyle and provide the right amount of protection. With our competitive rates and outstanding coverage, you’ll be free to drive with confidence!
The Components of Auto Insurance Coverage
Different types of coverage are available on most auto insurance policies. Some are required and some are optional, so we’ll work with you to customize them to suit your exact needs and budget.
- Bodily Injury Liability: This is perhaps the most important coverage to have. It applies to injuries that you or family members listed on your policy cause to someone else and will protect your personal assets (such as homes and savings) from lawsuits that can happen after an accident.
- Property Damage Liability: This coverage pays for damage that you (or someone driving your car with permission) accidentally cause to someone else’s property. Usually, it means damage to someone else’s vehicle, but it also includes damage to fences, telephone poles, lamp posts, buildings and other structures hit in an accident.
- Collision: This coverage pays for damage to your car that occurs as a result of a collision with another vehicle or object, such as a tree or guardrail, when you are at fault.
- Comprehensive: This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, flood, hail, falling rocks or trees, vandalism, and even getting hit by an asteroid!
- Personal Injury Protection (PIP): This coverage provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
- Uninsured and Underinsured Motorist (UM/UIM): This coverage protects you if the at-fault party in your accident doesn’t have insurance or has insufficient insurance to pay for your damage, medical expenses and loss of income. Not only does it protect you, but also your family members and other people who are riding in your car.
If you live in or near Lake Oswego, OR and are seeking affordable auto insurance quotes, look no further than Schmidt Insurance Group. We help our clients find the right amount of coverage to fit their needs and their budgets. Call us today at (503) 206-0881 for a thorough quote.
